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Residence by investment

Bulgaria Golden Visa

Permanent EU residence from day one, now in euro.

Minimum investment
€511,292
Passport visa-free (on citizenship)
151
Processing
~6 months
Visit / stay
No minimum stay (a residence requirement has been proposed)

Buy online · 2026

Bulgaria Golden Residence Visa

Invest in Bulgarian licensed funds or government bonds. Minimum investment €511,292 onwards.

  1. ReserveUS$500 online
  2. Pre-eligibilityDue diligence screening
  3. Submit & investPaid to the government
  4. Residence permit~6 months

Investment options · Frequently asked questions

Overview

Bulgaria grants permanent residence from day one to non-EU investors who place BGN 1,000,000 – €511,292 at the fixed rate since Bulgaria adopted the euro on 1 January 2026 – in licensed investment funds or government bonds. Bulgaria has been a full Schengen member since 1 January 2025.

There is currently no minimum stay, although a residence requirement has been proposed. Holders can apply for Bulgarian citizenship after five years of permanent residence and enjoy the EU's lowest flat income tax of 10%.

Key benefits

  1. Permanent residence from approval – no temporary stage
  2. Schengen member since 2025 and euro country since 2026
  3. Investment held in regulated funds or government bonds, not spent
  4. 10% flat personal income tax
  5. Path to Bulgarian citizenship after five years of permanent residence

Investment options

Licensed investment fund (AIF/ETF)

BGN 1,000,000 restated in euro at the fixed rate after euro adoption on 1 Jan 2026.

€511,292

Bulgarian government bonds

Held for the qualifying period.

€511,292

Family & requirements

Who can be included
Spouse and minor children
Visit or residence
No minimum stay (a residence requirement has been proposed)
Path to citizenship
Permanent residence on approval; citizenship possible after 5 years of permanent residence.
Processing time
~6 months
  • Schengen member since 1 Jan 2025
  • Euro adopted 1 Jan 2026
  • 10% flat income tax

Bulgaria passport: travel access

151destinations without a visa in advance
  • 116 visa-free
  • 27 visa on arrival
  • 8 eTA
  • 29 eVisa
  • Schengen Area – no visa in advance
  • United Kingdom – no visa in advance
  • Ireland – no visa in advance
  • Canada – no visa in advance
  • United States – visa required
  • Singapore – no visa in advance
  • Japan – no visa in advance
  • South Korea – no visa in advance
  • Brazil – no visa in advance
  • Russia – visa required
  • China – no visa in advance
  • United Arab Emirates – no visa in advance
  • Switzerland – no visa in advance
  • Australia – no visa in advance
  • New Zealand – no visa in advance
Show all 151 destinations

Albania · Andorra · Angola · Antigua and Barbuda · Argentina · Armenia · Australia · Austria · Bahamas · Bahrain · Bangladesh · Barbados · Belarus · Belgium · Belize · Bolivia · Bosnia and Herzegovina · Botswana · Brazil · Brunei · Burundi · Cambodia · Canada · Cape Verde · Chile · China · Colombia · Comoros · Costa Rica · Croatia · Cyprus · Czech Republic · Denmark · Djibouti · Dominica · Dominican Republic · Ecuador · Egypt · El Salvador · Estonia · Eswatini · Ethiopia · Fiji · Finland · France · Gambia · Georgia · Germany · Greece · Grenada · Guatemala · Guinea-Bissau · Haiti · Honduras · Hungary · Iceland · Indonesia · Ireland · Israel · Italy · Jamaica · Japan · Jordan · Kazakhstan · Kenya · Kiribati · South Korea · Kuwait · Kyrgyzstan · Laos · Latvia · Lebanon · Lesotho · Liechtenstein · Lithuania · Luxembourg · Madagascar · Malawi · Malaysia · Maldives · Malta · Marshall Islands · Mauritius · Mexico · Micronesia · Moldova · Monaco · Mongolia · Montenegro · Morocco · Mozambique · Namibia · Nepal · Netherlands · New Zealand · Nicaragua · North Macedonia · Norway · Oman · Palau · Panama · Paraguay · Peru · Philippines · Poland · Portugal · Qatar · Romania · Rwanda · Saint Kitts and Nevis · Saint Lucia · Saint Vincent and the Grenadines · Samoa · San Marino · São Tomé and Príncipe · Saudi Arabia · Senegal · Serbia · Seychelles · Sierra Leone · Singapore · Slovakia · Slovenia · Solomon Islands · South Africa · Spain · Sri Lanka · Suriname · Sweden · Switzerland · Syria · Tajikistan · Tanzania · Thailand · Timor-Leste · Tonga · Trinidad and Tobago · Tunisia · Turkey · Tuvalu · Ukraine · United Arab Emirates · United Kingdom · Uruguay · Uzbekistan · Vanuatu · Vatican City · Venezuela · Vietnam · Zambia · Zimbabwe

Source: Wikipedia – Visa requirements for Bulgarian citizens, updated 29 Sep 2026. Always confirm entry rules with the destination before travel.

How Citizenship Shop helps

Add the program to your cart or click Buy now to reserve it for US$500. Create your client account and complete the pre-eligibility questions at checkout. A senior advisor then reviews your profile within one business day, confirms the best investment route and the exact government fees for your family, and prepares your application with a licensed local agent.

Bulgaria Golden Visa: FAQ

How much does the Bulgaria Golden Visa cost?

The minimum investment is €511,292. Available options: Licensed investment fund (AIF/ETF) (€511,292); Bulgarian government bonds (€511,292). The investment is paid directly to the government or approved project, never to us.

How long does the Bulgaria Golden Visa take?

Processing typically takes ~6 months from submission of a complete application. Your advisor gives you a personal timeline after the pre-eligibility review.

Can I include my family in the application?

Family members who can be included: Spouse and minor children. Your advisor checks each dependant’s eligibility before you apply.

Do I need to visit or live in Bulgaria?

No minimum stay (a residence requirement has been proposed). Rules change from time to time, so your advisor confirms the current requirement in writing.

Does the Bulgaria Golden Visa lead to citizenship?

Permanent residence on approval; citizenship possible after 5 years of permanent residence.

Official source

Prices and rules on this page were verified on 28 September 2026 against: Bulgarian Investment Agency.

Governments revise fees and thresholds without notice. Your advisor confirms the exact figures in writing before any investment is made.

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Reserve today US$500