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Residence by investment

Monaco Residence (Carte de Séjour)

No personal income tax, in the world’s most exclusive postcode.

Minimum investment
€500,000
Passport visa waiver (on citizenship)
176
Processing
3–6 months
Visit / stay
Main residence in Monaco (3+ months/yr)

Buy online · 2026

Monaco Golden Residence Program

Secure your place in the Monaco residence by investment programme today. Minimum investment €500,000, handled end-to-end by a licensed advisor.

  1. ReserveUS$500 online
  2. Pre-eligibilityDue diligence screening
  3. Submit & investPaid to the government
  4. Residence permit3–6 months

Investment options · Frequently asked questions

Overview

Monaco has no formal golden visa, but residence is available to financially independent individuals who deposit at least €500,000 with a Monaco bank (private banks often expect €1 million or more) and secure a home in the Principality. Non-EU nationals first obtain a French long-stay visa.

Applications take around 3–6 months. The residence card starts at one year, then moves to a three-year card and, after ten years, to a ten-year privileged card.

Key benefits

  1. No personal income tax for residents (except French nationals)
  2. No wealth tax and no capital gains tax
  3. One of the safest places in the world
  4. Progression to a 10-year privileged residence card
  5. Spouse and children included
  6. World-class private banking and wealth-management centre
  7. Open borders with France and seamless travel into the Schengen Area
  8. International schools and a cosmopolitan community
  9. Mediterranean climate, with Nice international airport 30 minutes away
  10. Host of world-renowned events, from the Grand Prix to the Yacht Show

Investment options

Bank deposit with a Monaco bank

AMAF guideline; private banks often expect €1M+.

€500,000

Plus accommodation

Purchase or lease of a Monaco residence.

Family & requirements

Who can be included
Spouse and children
Visit or residence
Main residence in Monaco (3+ months/yr)
Processing time
3–6 months
  • No government investment threshold – bank-driven
  • Non-EU nationals need a French long-stay visa
  • 10-year privileged card after 10 years

Monaco passport: travel access

176destinations without a visa in advance

Visa waiver, visa on arrival or electronic travel authorisation (eTA), per the Henley Passport Index. eVisas are not counted.

  • Schengen Area – no visa in advance
  • United Kingdom – no visa in advance
  • Ireland – no visa in advance
  • Canada – no visa in advance
  • United States – no visa in advance
  • Singapore – no visa in advance
  • Japan – no visa in advance
  • South Korea – no visa in advance
  • Brazil – no visa in advance
  • Russia – visa required
  • China – no visa in advance
  • United Arab Emirates – no visa in advance
  • Switzerland – no visa in advance
  • Australia – no visa in advance
  • New Zealand – no visa in advance
Show visa waiver countries

Albania · Andorra · Antigua and Barbuda · Argentina · Armenia · Australia · Austria · Bahamas · Bahrain · Bangladesh · Barbados · Belarus · Belgium · Belize · Bolivia · Bosnia and Herzegovina · Botswana · Brazil · Bulgaria · Burundi · Cambodia · Canada · Cape Verde · Chile · China · Colombia · Comoros · Costa Rica · Croatia · Cyprus · Czech Republic · Denmark · Dominica · Dominican Republic · Ecuador · Egypt · El Salvador · Estonia · Eswatini · Fiji · Finland · France · Gambia · Georgia · Germany · Greece · Grenada · Guatemala · Guinea-Bissau · Haiti · Honduras · Hungary · Iceland · Indonesia · Iran · Ireland · Israel · Italy · Jamaica · Japan · Jordan · Kazakhstan · Kenya · South Korea · Kuwait · Kyrgyzstan · Laos · Latvia · Lebanon · Liechtenstein · Lithuania · Luxembourg · Madagascar · Malawi · Malaysia · Maldives · Mali · Malta · Marshall Islands · Mauritius · Mexico · Micronesia · Moldova · Mongolia · Montenegro · Morocco · Mozambique · Nepal · Netherlands · New Zealand · Nicaragua · North Macedonia · Norway · Pakistan · Palau · Panama · Papua New Guinea · Paraguay · Peru · Philippines · Poland · Portugal · Qatar · Romania · Rwanda · Saint Kitts and Nevis · Saint Lucia · Saint Vincent and the Grenadines · Samoa · San Marino · São Tomé and Príncipe · Saudi Arabia · Senegal · Serbia · Singapore · Slovakia · Slovenia · Solomon Islands · South Africa · Spain · Sri Lanka · Sweden · Switzerland · Tanzania · Thailand · Timor-Leste · Tonga · Tunisia · Turkey · Tuvalu · Ukraine · United Arab Emirates · United Kingdom · United States · Uruguay · Uzbekistan · Vanuatu · Vatican City · Venezuela · Zambia · Zimbabwe

Count: Henley Passport Index, updated 12 Oct 2026 (227 destinations incl. territories). Country list: Wikipedia – Visa requirements for Monégasque citizens (sovereign countries only). Always confirm entry rules with the destination before travel.

How Citizenship Shop helps

Add the program to your cart or click Buy now to reserve it for US$500. Create your client account and complete the pre-eligibility questions at checkout. A senior advisor then reviews your profile within one business day, confirms the best investment route and the exact government fees for your family, and prepares your application with a licensed local agent.

Monaco Residence (Carte de Séjour): FAQ

How much does the Monaco Residence (Carte de Séjour) cost?

The minimum investment is €500,000. Available options: Bank deposit with a Monaco bank (€500,000); Plus accommodation. The investment is paid directly to the government or approved project, never to us.

How long does the Monaco Residence (Carte de Séjour) take?

Processing typically takes 3–6 months from submission of a complete application. Your advisor gives you a personal timeline after the pre-eligibility review.

Can I include my family in the application?

Family members who can be included: Spouse and children. Your advisor checks each dependant’s eligibility before you apply.

Do I need to visit or live in Monaco?

Main residence in Monaco (3+ months/yr). Rules change from time to time, so your advisor confirms the current requirement in writing.

How do I apply for the Monaco Residence (Carte de Séjour)?

Reserve the program online with a US$500 payment, create your account and complete the pre-eligibility form. An advisor is assigned within one business day, runs due diligence screening and prepares your application. The reservation is credited against professional fees.

Official source

Prices and rules on this page were verified on 28 September 2026 against: Government of Monaco – residence permits.

Governments revise fees and thresholds without notice. Your advisor confirms the exact figures in writing before any investment is made.

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