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Residence by investment

Panama Qualified Investor Residence

Immediate permanent residence in a dollarised economy.

Minimum investment
US$300,000
Passport visa waiver (on citizenship)
146
Processing
1–3 months
Visit / stay
Not required

Buy online · 2026

Panama Qualified Investor Residence Program

Invest in Real estate for Panamian residence visa. Minimum investment US$300,000 onwards

  1. ReserveUS$500 online
  2. Pre-eligibilityDue diligence screening
  3. Submit & investPaid to the government
  4. Residence permit1–3 months

Investment options · Frequently asked questions

2026 update: The US$300,000 threshold applies to qualifying new property and ends on 15 October 2026. Resale property already requires US$500,000.

Overview

Panama's Qualified Investor Programme grants immediate permanent residence to investors who buy qualifying new real estate from US$300,000 (until 15 October 2026, after which the threshold rises to US$500,000). Resale property requires US$500,000, securities on the Panama stock exchange US$500,000, and a five-year fixed-term bank deposit US$750,000.

Approvals typically take 1–3 months. There is no minimum stay, and residents can apply for citizenship after five years.

Key benefits

  1. Immediate permanent residence – no temporary stage
  2. Fast approval: typically 1–3 months
  3. Territorial tax system: foreign-sourced income is not taxed
  4. US dollar economy – no currency risk for dollar investors
  5. Spouse, children and dependent parents included
  6. No minimum stay requirement
  7. Path to citizenship after 5 years of residence
  8. You own a real asset with rental potential
  9. Alternative securities and bank deposit routes
  10. Regional banking and logistics hub on the Panama Canal
  11. Popular retirement destination with modern healthcare

Investment options

New real estate

Until 15 October 2026; then US$500,000.

US$300,000

Resale real estate

Previously sold, leased or occupied property.

US$500,000

Securities (Panama stock exchange)

Held 5 years.

US$500,000

Fixed-term bank deposit

Panamanian bank, 5 years.

US$750,000

Family & requirements

Who can be included
Spouse, children and dependent parents
Visit or residence
Not required
Path to citizenship
Citizenship possible after 5 years of residence.
Processing time
1–3 months
  • Permanent residence from approval
  • Territorial tax system
  • US dollar economy

Panama passport: travel access

146destinations without a visa in advance

Visa waiver, visa on arrival or electronic travel authorisation (eTA), per the Henley Passport Index. eVisas are not counted.

  • Schengen Area – no visa in advance
  • United Kingdom – no visa in advance
  • Ireland – no visa in advance
  • Canada – no visa in advance
  • United States – visa required
  • Singapore – no visa in advance
  • Japan – no visa in advance
  • South Korea – no visa in advance
  • Brazil – no visa in advance
  • Russia – no visa in advance
  • China – visa required
  • United Arab Emirates – visa required
  • Switzerland – no visa in advance
  • Australia – visa required
  • New Zealand – visa required
Show visa waiver countries

Albania · Andorra · Angola · Antigua and Barbuda · Argentina · Armenia · Austria · Bahamas · Bangladesh · Barbados · Belarus · Belgium · Belize · Bolivia · Bosnia and Herzegovina · Brazil · Bulgaria · Burundi · Cambodia · Canada · Cape Verde · Chile · Colombia · Comoros · Costa Rica · Croatia · Cyprus · Czech Republic · Denmark · Dominica · Dominican Republic · Ecuador · Egypt · El Salvador · Estonia · Finland · France and territories · Georgia · Germany · Greece · Guatemala · Guinea-Bissau · Guyana · Honduras · Hungary · Iceland · Ireland · Israel · Italy · Jamaica · Japan · Jordan · Kenya · Kiribati · South Korea · Laos · Latvia · Lebanon · Liechtenstein · Lithuania · Luxembourg · Madagascar · Malawi · Malaysia · Maldives · Malta · Mauritius · Mexico · Micronesia · Moldova · Monaco · Montenegro · Mozambique · Namibia · Nepal · Netherlands · Nicaragua · North Macedonia · Norway · Palau · Paraguay · Peru · Philippines · Poland · Portugal · Qatar · Romania · Russia · Rwanda · Saint Kitts and Nevis · Saint Lucia · Saint Vincent and the Grenadines · Samoa · San Marino · Saudi Arabia · Singapore · Slovakia · Slovenia · Solomon Islands · South Africa · Spain · Sri Lanka · Suriname · Sweden · Switzerland · Tanzania · Timor-Leste · Trinidad and Tobago · Turkey · Tuvalu · Uganda · Ukraine · United Kingdom · Uruguay · Uzbekistan · Vatican City · Vietnam · Zambia · Zimbabwe

Count: Henley Passport Index, updated 12 Oct 2026 (227 destinations incl. territories). Country list: Wikipedia – Visa requirements for Panamanian citizens (sovereign countries only). Always confirm entry rules with the destination before travel.

How Citizenship Shop helps

Add the program to your cart or click Buy now to reserve it for US$500. Create your client account and complete the pre-eligibility questions at checkout. A senior advisor then reviews your profile within one business day, confirms the best investment route and the exact government fees for your family, and prepares your application with a licensed local agent.

Panama Qualified Investor Residence: FAQ

How much does the Panama Qualified Investor Residence cost?

The minimum investment is US$300,000. Available options: New real estate (US$300,000); Resale real estate (US$500,000); Securities (Panama stock exchange) (US$500,000); Fixed-term bank deposit (US$750,000). The investment is paid directly to the government or approved project, never to us.

How long does the Panama Qualified Investor Residence take?

Processing typically takes 1–3 months from submission of a complete application. Your advisor gives you a personal timeline after the pre-eligibility review.

Can I include my family in the application?

Family members who can be included: Spouse, children and dependent parents. Your advisor checks each dependant’s eligibility before you apply.

Do I need to visit or live in Panama?

Not required. Rules change from time to time, so your advisor confirms the current requirement in writing.

Does the Panama Qualified Investor Residence lead to citizenship?

Citizenship possible after 5 years of residence.

Official source

Prices and rules on this page were verified on 28 September 2026 against: Servicio Nacional de Migración.

Governments revise fees and thresholds without notice. Your advisor confirms the exact figures in writing before any investment is made.

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